CHANGES AS PER THE GAZETTE NOTIFICATION || DATED 12.12.2019 ||SCHEMEWISE
SSA
Subsequent deposit multiples of Rs. 50/- .
FORM 1- ACCT OPENING
FORM 2- FOR PMC
FORM 3- FOR WDL
FORM 4- FOR CLOSURE
PPF
MIN INITIAL DEP FOR OPENING: RS. 500/- MINIMUM PER FY: RS. 500/-. MAX 150000
Subsequent deposit multiples of Rs. 50/-
Loan Int - 1 % (If the principal loan amt paid in within 36 months) , and 6 % if not paid or partially paid
FORM 1- ACCT OPENING
FORM 2- FOR LOAN AND WDL
FORM 3- FOR CLOSURE
FORM 4- FOR EXTENSION
FORM 5- FOR PMC
SCSS
NO LOCK UP PERIOD. ACCT HOLDER CAN CLOSE THE ACCOUNT AT ANY TIME.
PMC
a) Before 1 year- Already paid interest amount will be recovered.
b) 1 YR - 2 YR- Deduction at 1.5 % of Deposit
c) > 2 YR-Deduction at 1 % of deposit
d) During Extension period, after one YR-NIL.
FORM 1- ACCT OPENING
FORM 2- FOR PMC
FORM 3- FOR CLOSURE
FORM 4- FOR EXTENSION
MIS
MINIMUM INITIAL DEP FOR OPENING: RS. 1000/- AND MULTIPLES OF RS.1000/-
FORM 1- ACCT OPENING
FORM 2- FOR PMC
FORM 3- FOR CLOSURE
RD
MINIMUM DENOMINATION RS.100/- AND MULTIPLES OF 10/-
FORM 1- ACCT OPENING
FORM 2- FOR PMC
FORM 3- FOR CLOSURE/RENTION OF MATURITY AMT
FORM 4- FOR EXTENSION
FORM 5- FOR LOAN/WDL
NSC
MINIMUM DEPOSIT RS.1000/- AND MULTIPLES OF 100/-
FORM 1- ACCT OPENING
FORM 2- FOR CLOSURE
FORM 3- FOR PLEDGE
KVP
MINIMUM DEPOSIT RS.1000/- AND MULTIPLES OF RS.100/-
FORM 1- ACCT OPENING
FORM 2- FOR CLOSURE
FORM 3- FOR PMC
FORM 4- FOR PLEDGE
SB
MINIMUM DEPOSIT RS.100/- AND MULTIPLES OF RS.10/-
MINIMUM BALANCE TO BE MAINTAIN IS RS.500/-. ACCT HOLDER HAS TO DEPOSIT THE DIFFERENCE AMT WITHIN ONE YEAR.
FEE FOR NOT MAINTAINING MIN BALANCE IS RS.100/- WDL NOT LESS THAN 50/-
NO WDL permitted which has the effect of reducing the balance to less than 500/-
CHEQUE BOOK - FREE FOR 10 LEAVES IN A YEAR. RS.2/- PER SUBSEQUENT CHQUE
FORM 1- ACCT OPENING
FORM 2- WDL AND CLOSURE
TD
MINIMUM DEPOSIT RS.1000/- AND MULTIPLES OF RS.100/-
FORM 1- ACCT OPENING
FORM 2- FOR CLOSURE
FORM 3- FOR EXTENSION
FORM 4- FOR PMC
FORM 5- FOR PLEDGE
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